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In this article, we’ll explore some of the most popular low-deposit mortgage schemes available, their features, and how they can help you achieve your dream of homeownership.

In this article, we’ll explore the key benefits of working with a mortgage broker, focusing on how they simplify the process, provide access to better deals, and tailor solutions to meet individual needs.

This guide breaks down the UK home-buying process into simple steps to help you get the keys to your dream home

Rising house prices, higher rents, and competitive mortgages define the UK housing market. Here’s why first-time buyers should act now to secure their financial future

Effective strategies to save for your first home, from using a Lifetime ISA to exploring first-time buyer schemes.

Learn how income, expenses, credit history, and deposit size affect your borrowing potential. Get tips to maximise your mortgage amount as a first-time buyer.

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market. Many major policy changes will be announced in the Autumn Budget on 30 October, but Housing Secretary Angela Rayner has already announced the new draft of the National Planning Policy Framework (NPPF),…

It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a distinct lack of announcements concerning Lifetime ISAs (contrary to expectations), no replacement for Help to Buy and no changes to Stamp Duty thresholds, a disappointment for many. Just a few days ahead of the key fiscal event,…

What next now Help to Buy has ended? Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity loans. The scheme was designed to support first-time buyers and boost the housing market by…

Life insurance first timer? Getting life insurance for the first time can seem daunting. Having to think about something as significant as how your loved ones will cope financially once you are no longer here can be quite overwhelming. We’re here to help break things down and help you make the right decision for your…

An update on stamp duty The Chancellor, Rishi Sunak, has announced there will be no stamp duty tax on all property purchases, up to £500,000. This positive news is expected to boost the economy and housing market following the Covid-19 crisis and lockdown restrictions. What is stamp duty? Before the announcement, if you purchased a…

The economic effects of the Coronavirus “We have never in peacetime faced an economic fight like this one” – Rishi Sunak, Chancellor of the exchequer. The Coronavirus has already caused quite a lot of economic turmoil, with one of the steepest stock market declines since the 2008 financial crisis. Economic uncertainty tends to lead to…

Chance to get £200 off your broker fee To celebrate receiving 200 five-star Google reviews, we are offering £200 off our broker fee for the first 20 people to contact using this link if they apply for a mortgage before 30th June

We are proud to announce that Michael Bennison has received the accolade of Top Rated Adviser 2020 at Vouched For – Home to the UK’s most trusted advisers. With a 5 out of 5 rating from 70 reviewers, Michael is leading a small team of brokers at our family-run business by delivering the high standard…