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In this article, we’ll explore some of the most popular low-deposit mortgage schemes available, their features, and how they can help you achieve your dream of homeownership.

In this article, we’ll explore the key benefits of working with a mortgage broker, focusing on how they simplify the process, provide access to better deals, and tailor solutions to meet individual needs.

This guide breaks down the UK home-buying process into simple steps to help you get the keys to your dream home

Rising house prices, higher rents, and competitive mortgages define the UK housing market. Here’s why first-time buyers should act now to secure their financial future

Effective strategies to save for your first home, from using a Lifetime ISA to exploring first-time buyer schemes.

Learn how income, expenses, credit history, and deposit size affect your borrowing potential. Get tips to maximise your mortgage amount as a first-time buyer.

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market. Many major policy changes will be announced in the Autumn Budget on 30 October, but Housing Secretary Angela Rayner has already announced the new draft of the National Planning Policy Framework (NPPF),…

It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a distinct lack of announcements concerning Lifetime ISAs (contrary to expectations), no replacement for Help to Buy and no changes to Stamp Duty thresholds, a disappointment for many. Just a few days ahead of the key fiscal event,…

What next now Help to Buy has ended? Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity loans. The scheme was designed to support first-time buyers and boost the housing market by…

Life insurance first timer? Getting life insurance for the first time can seem daunting. Having to think about something as significant as how your loved ones will cope financially once you are no longer here can be quite overwhelming. We’re here to help break things down and help you make the right decision for your…

Following three years of pandemic disorder in the buy-to-let (BTL) sector, 2023 is shaping up to be another eventful year for landlords. With several major legislative reforms due to come into force this year, what can landlords do to prepare? So, what’s changing? The Renters’ Reform Bill, which is set to be voted on before…

Preparing your documents Understandably, lenders are often handing over hundreds of thousands of pounds every time they agree a mortgage so it should come as no surprise that they are going to want to complete some due diligence to ensure that you are in a position to pay that money back. The extent of how…

Applications are now closed for the Help to Buy loan scheme in England and there has been no announcement of a replacement, so what other help is available? Shared Ownership is another scheme that helps first-time buyers get onto the property ladder where you start by buying 25% of your home and pay rent on…

Mortgage rates fell back in the last few months of 2022, having surged after September’s ‘mini-budget’. If you’re thinking about remortgaging, could now be a good time to secure a deal? Bank Rate blues The Bank of England has increased Bank Rate throughout 2022 and is expected to continue doing so in the new year.…