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What is stamp duty and how do the new rules affect you
Read more: What is stamp duty and how do the new rules affect youAn update on stamp duty The Chancellor, Rishi Sunak, has announced there will be no stamp duty tax on all property purchases, up to £500,000. This positive news is expected to boost the economy and housing market following the Covid-19 crisis and lockdown restrictions. What is stamp duty? Before the announcement, if you purchased a…
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How The Government Is Helping You Pay Your Mortgage
Read more: How The Government Is Helping You Pay Your MortgageThe economic effects of the Coronavirus “We have never in peacetime faced an economic fight like this one” – Rishi Sunak, Chancellor of the exchequer. The Coronavirus has already caused quite a lot of economic turmoil, with one of the steepest stock market declines since the 2008 financial crisis. Economic uncertainty tends to lead to…
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Celebrating 200 Reviews
Read more: Celebrating 200 ReviewsChance to get £200 off your broker fee To celebrate receiving 200 five-star Google reviews, we are offering £200 off our broker fee for the first 20 people to contact using this link if they apply for a mortgage before 30th June
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Vouched For – Top Rated Adviser
Read more: Vouched For – Top Rated AdviserWe are proud to announce that Michael Bennison has received the accolade of Top Rated Adviser 2020 at Vouched For – Home to the UK’s most trusted advisers. With a 5 out of 5 rating from 70 reviewers, Michael is leading a small team of brokers at our family-run business by delivering the high standard…
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Types of Protection and Why They’re Important
Read more: Types of Protection and Why They’re ImportantHaving protection in place can give you peace of mind that you and your family are protected in the worst case scenario. Even with no dependents, protection will provide a safety net…
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Everything you need to know about an Agreement in Principle
Read more: Everything you need to know about an Agreement in PrincipleAn Agreement in Principle (AIP), also known as a Decision in Principle or Mortgage in Principle, is an official statement from a mortgage lender. It states that, according to the basic information provided, the lender would lend a certain amount to the potential borrower.
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Help to Buy ISA vs Lifetime ISA
Read more: Help to Buy ISA vs Lifetime ISAAre you better off with a Help to Buy ISA or a Lifetime ISA? The end of the Help to Buy ISA The Government’s Help to Buy ISA was a part of their Help to Buy scheme to aid first-time buyers with getting onto the property ladder. The Help to Buy ISA closed permanently to…
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6 Things You Should Do To Make Sure You Get The Best Mortgage Deal
Read more: 6 Things You Should Do To Make Sure You Get The Best Mortgage DealWhether you’re a first-time buyer, homeowner or landlord the below tips will help you understand how to make the most out of your personal situation, so you can get the best mortgage deal available to you.
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8 Things You Should Do As A First-Time Buyer
Read more: 8 Things You Should Do As A First-Time BuyerHere is our short guide on what to do as a first time home buyer. Read tips from our expert mortgage advisers on how to prepare for buying your first house. Contact us to discuss your circumstances with an expert mortgage broker.
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Why We Changed How We Charge Our Broker Fees
Read more: Why We Changed How We Charge Our Broker FeesBroker Fees Explained What is a broker fee? A broker fee is a fee that a mortgage broker charges the client for their services. Not all mortgage brokers charge fees, but doing so will generally give them better financial power to invest back into their service quality. Broker fees can be a flat sum, a…
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How do you choose the right mortgage as a first-time buyer?
Read more: How do you choose the right mortgage as a first-time buyer?If you’ve spent an evening flicking between mortgage comparison websites and ended up with more questions than answers, you’re not alone. This is one of the most common experiences first-time buyers describe when they come to us. The numbers look similar on the surface, and yet somehow each one feels like a different puzzle. The…
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Buying your first home in London
Read more: Buying your first home in LondonWhat can you afford, and where should you buy? Where to start as a first-time buyer in London Knowing where to start can be the hardest part of buying your first home in London. Prices are high, competition is real, and the process involves more steps (and more costs) than most people expect. If you’ve…
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Government Schemes That Can Help You Buy Your First Home
Read more: Government Schemes That Can Help You Buy Your First HomeWhether you’re struggling to save a deposit or need help finding affordable housing, these 2025 schemes could help turn your homeownership dream into a reality.
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Should You Buy or Rent in the Current UK Housing Market?
Read more: Should You Buy or Rent in the Current UK Housing Market?This guide breaks down the pros and cons of buying and renting, along with the key factors to consider, helping you make a well-informed decision in today’s housing market.