Uncategorized
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Why life insurance is a crucial safety net
Read more: Why life insurance is a crucial safety netFewer than one in four people has a life insurance policy that would support their family in the event of their death, a new study1 has found. As the cost-of-living burden worsens, experts fear that the protection gap could continue to widen. Indeed, a tenth of respondents said they have already given up one or…
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How it’s still possible to make a positive decision, despite the current mortgage market
Read more: How it’s still possible to make a positive decision, despite the current mortgage marketMortgages became headline news in October. Despite the current mortgage market, it is still possible to make a positive decision. Rates rise The political turmoil recently initially sent interest rates soaring and left millions of mortgage holders with hundreds of pounds more to pay each month. Liz Truss’ brief stint as Prime Minister has resulted…
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Why you shouldn’t solely rely on your employee benefits for insurance.
Read more: Why you shouldn’t solely rely on your employee benefits for insurance.As an employee, you may find that you are eligible for an employee benefits package. Your employer may provide you some level of group protection. This may include life insurance, also known as a death in service, along with potentially an income protection benefit. Death in service is linked to your salary and is in…
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Mortgage deals at a time of rising rates
Read more: Mortgage deals at a time of rising ratesAfter increasing the Bank Rate to 2.25% in September, the Bank of England (BoE) has since said it will ‘not hesitate’ to hike rates further to curb inflation. Variable rates Changing rates have a significant impact on the amount you repay on your mortgage. Those on a tracker mortgage will see their rate increase (or…
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Life insurance – could you live without it?
Read more: Life insurance – could you live without it?Planning for what you’ll leave behind once you’re gone is no easy task. But if you have loved ones that rely on your income, finding the right life insurance policy can make facing the unknown a little less daunting. Peace of mind Knowing your loved ones will not face financial hardship in your absence brings…
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Inflation and how it affects your mortgage
Read more: Inflation and how it affects your mortgageAccording to the Office for National Statistics, inflation hit a near 40 year high of 9% during April and could yet rise further during the remainder of the year. Driven by a further increase in the energy price cap coming in in October, experts are predicting this figure could rise to 10% putting a further…
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Property Surveys
Read more: Property SurveysProperty Surveys – What are they and why are they a good idea?
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Property Surveys
Read more: Property SurveysProperty Surveys – What are they and why are they a good idea?
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HTB Remortgages – A Practical Example
Read more: HTB Remortgages – A Practical ExampleThere are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?
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HTB Remortgages – A Practical
Read more: HTB Remortgages – A PracticalThere are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?
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8 Things You Should Do As A First-Time Buyer
Read more: 8 Things You Should Do As A First-Time BuyerHere is our short guide on what to do as a first time home buyer. Read tips from our expert mortgage advisers on how to prepare for buying your first house. Contact us to discuss your circumstances with an expert mortgage broker.
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Why We Changed How We Charge Our Broker Fees
Read more: Why We Changed How We Charge Our Broker FeesBroker Fees Explained What is a broker fee? A broker fee is a fee that a mortgage broker charges the client for their services. Not all mortgage brokers charge fees, but doing so will generally give them better financial power to invest back into their service quality. Broker fees can be a flat sum, a…
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Wharf Life Newspaper Appearance
Read more: Wharf Life Newspaper AppearanceMichael Bennison and Andrew Brown appear in Wharf Life Wharf Life newspaper recently interviewed Bennison Brown directors Andrew and Michael to gain an insight into the company values that drive their consistently high service. “Bennison Brown has taken all the good bits from our previous careers and we’ve gotten rid of the bureaucracy so we…
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How Brexit Uncertainty Is affecting House Prices and Interest Rates
Read more: How Brexit Uncertainty Is affecting House Prices and Interest RatesWhat is the latest on Brexit? As a result of the failure to find an agreement in Parliament as to the way forward, Prime Minister Theresa May has asked the European Union to give the UK further time to reach an agreement as to how we will leave the EU. The UK currently faces a…