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Fewer than one in four people has a life insurance policy that would support their family in the event of their death, a new study1 has found. As the cost-of-living burden worsens, experts fear that the protection gap could continue to widen. Indeed, a tenth of respondents said they have already given up one or…

Mortgages became headline news in October. Despite the current mortgage market, it is still possible to make a positive decision. Rates rise The political turmoil recently initially sent interest rates soaring and left millions of mortgage holders with hundreds of pounds more to pay each month. Liz Truss’ brief stint as Prime Minister has resulted…

As an employee, you may find that you are eligible for an employee benefits package. Your employer may provide you some level of group protection. This may include life insurance, also known as a death in service, along with potentially an income protection benefit. Death in service is linked to your salary and is in…

After increasing the Bank Rate to 2.25% in September, the Bank of England (BoE) has since said it will ‘not hesitate’ to hike rates further to curb inflation. Variable rates Changing rates have a significant impact on the amount you repay on your mortgage. Those on a tracker mortgage will see their rate increase (or…

Planning for what you’ll leave behind once you’re gone is no easy task. But if you have loved ones that rely on your income, finding the right life insurance policy can make facing the unknown a little less daunting. Peace of mind Knowing your loved ones will not face financial hardship in your absence brings…

According to the Office for National Statistics, inflation hit a near 40 year high of 9% during April and could yet rise further during the remainder of the year. Driven by a further increase in the energy price cap coming in in October, experts are predicting this figure could rise to 10% putting a further…

Property Surveys – What are they and why are they a good idea?

Property Surveys – What are they and why are they a good idea?

There are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?

There are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?

[THIS ARTICLE WAS PUBLISHED ON 5 JUNE 2017 AND NOT ALL THE RATES MENTIONED ARE NOW STILL AVAILABLE – PLEASE CALL OUR OFFICE FOR AN UPDATE] In the latest mortgage price war a 2-year fix has been launched for a 60% loan to value at less than 1%. Rates have also been cut for borrowers…

[THIS ARTICLE WAS PUBLISHED ON 03 MAY 2017 AND NOT ALL THE RATES MENTIONED ARE NOW STILL AVAILABLE – PLEASE CALL OUR OFFICE FOR AN UPDATE]A lender has launched the lowest 5-year fix available on the market for borrowers who have a 60% loan to value at a very attractive rate of 1.59%. There are…

[THIS ARTICLE WAS PUBLISHED ON 12 APRIL 2017 AND NOT ALL THE RATES MENTIONED ARE NOW STILL AVAILABLE – PLEASE CALL OUR OFFICE FOR AN UPDATE] One of our mortgage lenders have reduced their five-year fixed rates to the same rate as their two-year fixed rates for a limited time only: 1.29% for 60% Loan…