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We provide expert mortgage and protection advice to healthcare professionals.

We provide expert mortgage and protection advice to healthcare professionals.

What is Cryptocurrency and can you use it towards a mortgage?

1. Deposit The first step is to understand how much deposit you are able to put down. The majority of lenders require a minimum 5% deposit however the actual amount you put down is your own choice. The bigger the deposit, the lower the loan to value ratio will be, meaning you can obtain a…

1. Deposit The first step is to understand how much deposit you are able to put down. The majority of lenders require a minimum 5% deposit however the actual amount you put down is your own choice. The bigger the deposit, the lower the loan to value ratio will be, meaning you can obtain a…

In the main, mortgage products will fall into one of two categories, fixed or variable rate deals. Historically, the difference in flexibility between the two types was significant but in recent years, the difference has reduced substantially. To generalise, fixed rates tend to be more secure but less flexible. Whereas, variable rates tend to be…

A solicitor conducts conveyancing, which is the legal transfer of a property between two parties – a seller and a buyer. The costs of buying or remortgaging a home can add up quickly. Having the right solicitor on your side is worth their weight in gold and could save you a lot of money. Your…

If you are planning to purchase or sell a property, there have been two significant announcements to be aware of: The Stamp Duty holiday extension The biggest announcement from the Chancellor is the extension of the Stamp Duty holiday. The Stamp Duty holiday was due to expire on the 31st March 2021 however, it has…

An update on stamp duty The Chancellor, Rishi Sunak, has announced there will be no stamp duty tax on all property purchases, up to £500,000. This positive news is expected to boost the economy and housing market following the Covid-19 crisis and lockdown restrictions. What is stamp duty? Before the announcement, if you purchased a…

The economic effects of the Coronavirus “We have never in peacetime faced an economic fight like this one” – Rishi Sunak, Chancellor of the exchequer. The Coronavirus has already caused quite a lot of economic turmoil, with one of the steepest stock market declines since the 2008 financial crisis. Economic uncertainty tends to lead to…

In this article we consider the reasons why you should always use a mortgage broker when you review your mortgage arrangements

In this article we look at the reasons why having adequate protection in place will provide your family with Peace of Mind this Christmas

The last in a series of 3 articles explaining the steps that can be taken to improve your credit score

Bennison Brown is looking to recruit a high calibre mortgage adviser. Read more about what we are looking for here.