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Chance to get £200 off your broker fee To celebrate receiving 200 five-star Google reviews, we are offering £200 off our broker fee for the first 20 people to contact using this link if they apply for a mortgage before 30th June

We are proud to announce that Michael Bennison has received the accolade of Top Rated Adviser 2020 at Vouched For – Home to the UK’s most trusted advisers. With a 5 out of 5 rating from 70 reviewers, Michael is leading a small team of brokers at our family-run business by delivering the high standard…

Having protection in place can give you peace of mind that you and your family are protected in the worst case scenario. Even with no dependents, protection will provide a safety net…

An Agreement in Principle (AIP), also known as a Decision in Principle or Mortgage in Principle, is an official statement from a mortgage lender. It states that, according to the basic information provided, the lender would lend a certain amount to the potential borrower.

Are you better off with a Help to Buy ISA or a Lifetime ISA? The end of the Help to Buy ISA The Government’s Help to Buy ISA was a part of their Help to Buy scheme to aid first-time buyers with getting onto the property ladder. The Help to Buy ISA closed permanently to…

Whether you’re a first-time buyer, homeowner or landlord the below tips will help you understand how to make the most out of your personal situation, so you can get the best mortgage deal available to you.

Here is our short guide on what to do as a first time home buyer. Read tips from our expert mortgage advisers on how to prepare for buying your first house. Contact us to discuss your circumstances with an expert mortgage broker.

Broker Fees Explained What is a broker fee? A broker fee is a fee that a mortgage broker charges the client for their services. Not all mortgage brokers charge fees, but doing so will generally give them better financial power to invest back into their service quality. Broker fees can be a flat sum, a…

Michael Bennison and Andrew Brown appear in Wharf Life Wharf Life newspaper recently interviewed Bennison Brown directors Andrew and Michael to gain an insight into the company values that drive their consistently high service. “Bennison Brown has taken all the good bits from our previous careers and we’ve gotten rid of the bureaucracy so we…

What is the latest on Brexit? As a result of the failure to find an agreement in Parliament as to the way forward, Prime Minister Theresa May has asked the European Union to give the UK further time to reach an agreement as to how we will leave the EU. The UK currently faces a…

1. Deposit The first step is to understand how much deposit you are able to put down. The majority of lenders require a minimum 5% deposit however the actual amount you put down is your own choice. The bigger the deposit, the lower the loan to value ratio will be, meaning you can obtain a…

In the main, mortgage products will fall into one of two categories, fixed or variable rate deals. Historically, the difference in flexibility between the two types was significant but in recent years, the difference has reduced substantially. To generalise, fixed rates tend to be more secure but less flexible. Whereas, variable rates tend to be…

A solicitor conducts conveyancing, which is the legal transfer of a property between two parties – a seller and a buyer. The costs of buying or remortgaging a home can add up quickly. Having the right solicitor on your side is worth their weight in gold and could save you a lot of money. Your…

If you are planning to purchase or sell a property, there have been two significant announcements to be aware of: The Stamp Duty holiday extension The biggest announcement from the Chancellor is the extension of the Stamp Duty holiday. The Stamp Duty holiday was due to expire on the 31st March 2021 however, it has…