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Celebrating 200 Reviews
Read more: Celebrating 200 ReviewsChance to get £200 off your broker fee To celebrate receiving 200 five-star Google reviews, we are offering £200 off our broker fee for the first 20 people to contact using this link if they apply for a mortgage before 30th June
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Vouched For – Top Rated Adviser
Read more: Vouched For – Top Rated AdviserWe are proud to announce that Michael Bennison has received the accolade of Top Rated Adviser 2020 at Vouched For – Home to the UK’s most trusted advisers. With a 5 out of 5 rating from 70 reviewers, Michael is leading a small team of brokers at our family-run business by delivering the high standard…
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Types of Protection and Why They’re Important
Read more: Types of Protection and Why They’re ImportantHaving protection in place can give you peace of mind that you and your family are protected in the worst case scenario. Even with no dependents, protection will provide a safety net…
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Everything you need to know about an Agreement in Principle
Read more: Everything you need to know about an Agreement in PrincipleAn Agreement in Principle (AIP), also known as a Decision in Principle or Mortgage in Principle, is an official statement from a mortgage lender. It states that, according to the basic information provided, the lender would lend a certain amount to the potential borrower.
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Help to Buy ISA vs Lifetime ISA
Read more: Help to Buy ISA vs Lifetime ISAAre you better off with a Help to Buy ISA or a Lifetime ISA? The end of the Help to Buy ISA The Government’s Help to Buy ISA was a part of their Help to Buy scheme to aid first-time buyers with getting onto the property ladder. The Help to Buy ISA closed permanently to…
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6 Things You Should Do To Make Sure You Get The Best Mortgage Deal
Read more: 6 Things You Should Do To Make Sure You Get The Best Mortgage DealWhether you’re a first-time buyer, homeowner or landlord the below tips will help you understand how to make the most out of your personal situation, so you can get the best mortgage deal available to you.
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8 Things You Should Do As A First-Time Buyer
Read more: 8 Things You Should Do As A First-Time BuyerHere is our short guide on what to do as a first time home buyer. Read tips from our expert mortgage advisers on how to prepare for buying your first house. Contact us to discuss your circumstances with an expert mortgage broker.
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Why We Changed How We Charge Our Broker Fees
Read more: Why We Changed How We Charge Our Broker FeesBroker Fees Explained What is a broker fee? A broker fee is a fee that a mortgage broker charges the client for their services. Not all mortgage brokers charge fees, but doing so will generally give them better financial power to invest back into their service quality. Broker fees can be a flat sum, a…
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Wharf Life Newspaper Appearance
Read more: Wharf Life Newspaper AppearanceMichael Bennison and Andrew Brown appear in Wharf Life Wharf Life newspaper recently interviewed Bennison Brown directors Andrew and Michael to gain an insight into the company values that drive their consistently high service. “Bennison Brown has taken all the good bits from our previous careers and we’ve gotten rid of the bureaucracy so we…
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How Brexit Uncertainty Is affecting House Prices and Interest Rates
Read more: How Brexit Uncertainty Is affecting House Prices and Interest RatesWhat is the latest on Brexit? As a result of the failure to find an agreement in Parliament as to the way forward, Prime Minister Theresa May has asked the European Union to give the UK further time to reach an agreement as to how we will leave the EU. The UK currently faces a…
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Landlords prepare
Read more: Landlords prepareFollowing three years of pandemic disorder in the buy-to-let (BTL) sector, 2023 is shaping up to be another eventful year for landlords. With several major legislative reforms due to come into force this year, what can landlords do to prepare? So, what’s changing? The Renters’ Reform Bill, which is set to be voted on before…
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Preparing your documents
Read more: Preparing your documentsPreparing your documents Understandably, lenders are often handing over hundreds of thousands of pounds every time they agree a mortgage so it should come as no surprise that they are going to want to complete some due diligence to ensure that you are in a position to pay that money back. The extent of how…
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Alternatives to Help to Buy
Read more: Alternatives to Help to BuyApplications are now closed for the Help to Buy loan scheme in England and there has been no announcement of a replacement, so what other help is available? Shared Ownership is another scheme that helps first-time buyers get onto the property ladder where you start by buying 25% of your home and pay rent on…
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Is now a good time to remortgage?
Read more: Is now a good time to remortgage?Mortgage rates fell back in the last few months of 2022, having surged after September’s ‘mini-budget’. If you’re thinking about remortgaging, could now be a good time to secure a deal? Bank Rate blues The Bank of England has increased Bank Rate throughout 2022 and is expected to continue doing so in the new year.…