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Celebrating 200 Reviews
Read more: Celebrating 200 ReviewsChance to get £200 off your broker fee To celebrate receiving 200 five-star Google reviews, we are offering £200 off our broker fee for the first 20 people to contact using this link if they apply for a mortgage before 30th June
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Vouched For – Top Rated Adviser
Read more: Vouched For – Top Rated AdviserWe are proud to announce that Michael Bennison has received the accolade of Top Rated Adviser 2020 at Vouched For – Home to the UK’s most trusted advisers. With a 5 out of 5 rating from 70 reviewers, Michael is leading a small team of brokers at our family-run business by delivering the high standard…
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Types of Protection and Why They’re Important
Read more: Types of Protection and Why They’re ImportantHaving protection in place can give you peace of mind that you and your family are protected in the worst case scenario. Even with no dependents, protection will provide a safety net…
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Everything you need to know about an Agreement in Principle
Read more: Everything you need to know about an Agreement in PrincipleAn Agreement in Principle (AIP), also known as a Decision in Principle or Mortgage in Principle, is an official statement from a mortgage lender. It states that, according to the basic information provided, the lender would lend a certain amount to the potential borrower.
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Help to Buy ISA vs Lifetime ISA
Read more: Help to Buy ISA vs Lifetime ISAAre you better off with a Help to Buy ISA or a Lifetime ISA? The end of the Help to Buy ISA The Government’s Help to Buy ISA was a part of their Help to Buy scheme to aid first-time buyers with getting onto the property ladder. The Help to Buy ISA closed permanently to…
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6 Things You Should Do To Make Sure You Get The Best Mortgage Deal
Read more: 6 Things You Should Do To Make Sure You Get The Best Mortgage DealWhether you’re a first-time buyer, homeowner or landlord the below tips will help you understand how to make the most out of your personal situation, so you can get the best mortgage deal available to you.
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8 Things You Should Do As A First-Time Buyer
Read more: 8 Things You Should Do As A First-Time BuyerHere is our short guide on what to do as a first time home buyer. Read tips from our expert mortgage advisers on how to prepare for buying your first house. Contact us to discuss your circumstances with an expert mortgage broker.
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Why We Changed How We Charge Our Broker Fees
Read more: Why We Changed How We Charge Our Broker FeesBroker Fees Explained What is a broker fee? A broker fee is a fee that a mortgage broker charges the client for their services. Not all mortgage brokers charge fees, but doing so will generally give them better financial power to invest back into their service quality. Broker fees can be a flat sum, a…
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Wharf Life Newspaper Appearance
Read more: Wharf Life Newspaper AppearanceMichael Bennison and Andrew Brown appear in Wharf Life Wharf Life newspaper recently interviewed Bennison Brown directors Andrew and Michael to gain an insight into the company values that drive their consistently high service. “Bennison Brown has taken all the good bits from our previous careers and we’ve gotten rid of the bureaucracy so we…
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How Brexit Uncertainty Is affecting House Prices and Interest Rates
Read more: How Brexit Uncertainty Is affecting House Prices and Interest RatesWhat is the latest on Brexit? As a result of the failure to find an agreement in Parliament as to the way forward, Prime Minister Theresa May has asked the European Union to give the UK further time to reach an agreement as to how we will leave the EU. The UK currently faces a…
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Big changes announced for homeowners living in high-rise buildings
Read more: Big changes announced for homeowners living in high-rise buildingsNatWest and Lloyds Banking Group (including Halifax, Birmingham Midshires, and Scottish Widows) have recently announced they will be changing their criteria in early 2023. They will no longer require an EWS1 form on any blocks of flats over 5 storeys high for properties in England. This change is set to benefit thousands of homeowners living…
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Worried about increasing rates? Speak to your Mortgage Broker
Read more: Worried about increasing rates? Speak to your Mortgage BrokerThe days of cheap mortgage rates appear to be a thing of the past for homebuyers and home movers alike for now. Many will be confronted by the harsh new reality when their existing fixed-rate deals come to an end in the coming months. In the summer of 2021, mortgage interest rates were historically low…
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Why life insurance is a crucial safety net
Read more: Why life insurance is a crucial safety netFewer than one in four people has a life insurance policy that would support their family in the event of their death, a new study1 has found. As the cost-of-living burden worsens, experts fear that the protection gap could continue to widen. Indeed, a tenth of respondents said they have already given up one or…
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How it’s still possible to make a positive decision, despite the current mortgage market
Read more: How it’s still possible to make a positive decision, despite the current mortgage marketMortgages became headline news in October. Despite the current mortgage market, it is still possible to make a positive decision. Rates rise The political turmoil recently initially sent interest rates soaring and left millions of mortgage holders with hundreds of pounds more to pay each month. Liz Truss’ brief stint as Prime Minister has resulted…