Fees & Charging

  • Preparing your documents
    Preparing your documents

    Preparing your documents Understandably, lenders are often handing over hundreds of thousands of pounds every time they agree a mortgage so it should come as no surprise that they are going to want to complete some due diligence to ensure that you are in a position to pay that money back. The extent of how…

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  • Alternatives to Help to Buy
    Alternatives to Help to Buy

    Applications are now closed for the Help to Buy loan scheme in England and there has been no announcement of a replacement, so what other help is available? Shared Ownership is another scheme that helps first-time buyers get onto the property ladder where you start by buying 25% of your home and pay rent on…

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  • Is now a good time to remortgage?
    Is now a good time to remortgage?

    Mortgage rates fell back in the last few months of 2022, having surged after September’s ‘mini-budget’. If you’re thinking about remortgaging, could now be a good time to secure a deal? Bank Rate blues The Bank of England has increased Bank Rate throughout 2022 and is expected to continue doing so in the new year.…

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  • Renting? Don’t forget income protection
    Renting? Don’t forget income protection

    There is a natural connection between protection and homeowners, but new research suggests that renters could in fact gain more from the benefits of cover. Rent rise The number of households renting privately in the UK rose by 63% in the decade to 20171, reaching an estimated 4.5 million. As the rising cost of living…

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