Home Insurance

If you are the freeholder, most mortgage lenders will insist you have buildings cover in place to protect their interest in the property when you apply for your mortgage with them. This can be typically be with any provider and does not necessarily need to be with the mortgage lender.

Contents insurance covers your belongings against issues like fire, theft or loss.

Building insurance covers your bricks and mortars against things like fire and weather damage

Home insurance comes in 2 parts, building insurance and contents insurance. Depending on your circumstances you can choose either one or both parts to this.