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Can I still get a mortgage with bad credit?
Read more: Can I still get a mortgage with bad credit?If you have bad credit, you can still get a mortgage. A poor credit history doesn’t automatically rule you out of getting on the property ladder, but it can limit the lenders and deals open to you. It’s not just your credit score that counts. Your options will likely depend on the type of credit…
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Should You Buy or Rent in the Current UK Housing Market?
Read more: Should You Buy or Rent in the Current UK Housing Market?This guide breaks down the pros and cons of buying and renting, along with the key factors to consider, helping you make a well-informed decision in today’s housing market.
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How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UK
Read more: How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UKFreelancers often feel uncertain about where to begin, making it crucial to understand the mortgage process from the start. This guide outlines what lenders look for and provides key strategies to improve your chances of approval.
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How Much House Can You Really Afford? A Guide to Affordability Calculations
Read more: How Much House Can You Really Afford? A Guide to Affordability CalculationsThis guide breaks down the key factors that shape affordability, helping you approach the process with confidence and clarity.
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Understanding Mortgage Interest Rates: How to Choose the Right Option for You
Read more: Understanding Mortgage Interest Rates: How to Choose the Right Option for YouThis comprehensive guide explains the different types of mortgage interest rates, how they work, and how to decide which option best suits your needs. You’ll also find helpful resources and expert advice to make an informed decision.
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How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for Homeowners
Read more: How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for HomeownersWhether you’re on a fixed-rate mortgage nearing the end of its term or currently paying a variable rate, this guide provides actionable strategies to help you navigate higher mortgage costs with confidence.
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How Mortgage Brokers Can Help You Navigate the Cost of Living Crisis
Read more: How Mortgage Brokers Can Help You Navigate the Cost of Living CrisisThis comprehensive guide explores how mortgage brokers can assist you during the cost of living crisis and why their expertise can make all the difference.
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Hidden Costs of Buying a Home
Read more: Hidden Costs of Buying a HomeIn this guide, we’ll dive into the significant one-time costs associated with purchasing a home, with actionable tips to help you budget and prepare.
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Myths About Mortgage Eligibility
Read more: Myths About Mortgage EligibilityIn this article, we’ll debunk four of the most common myths about mortgage eligibility, providing clarity and actionable insights to help you navigate the path to homeownership with confidence.
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Low Deposit Mortgages Explained
Read more: Low Deposit Mortgages ExplainedIn this article, we’ll explore some of the most popular low-deposit mortgage schemes available, their features, and how they can help you achieve your dream of homeownership.
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Benefits of working with a mortgage broker
Read more: Benefits of working with a mortgage brokerIn this article, we’ll explore the key benefits of working with a mortgage broker, focusing on how they simplify the process, provide access to better deals, and tailor solutions to meet individual needs.
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What next now Help to Buy has ended?
Read more: What next now Help to Buy has ended?What next now Help to Buy has ended? Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity loans. The scheme was designed to support first-time buyers and boost the housing market by…
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Alternatives to Help to Buy
Read more: Alternatives to Help to BuyApplications are now closed for the Help to Buy loan scheme in England and there has been no announcement of a replacement, so what other help is available? Shared Ownership is another scheme that helps first-time buyers get onto the property ladder where you start by buying 25% of your home and pay rent on…
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Mixed bag for housing in 2023
Read more: Mixed bag for housing in 2023Unpredictability was certainly a theme for UK housing in 2022, with political turbulence, Bank Rate hikes and shifting post-pandemic supply and demand patterns all contributing to an uncertain and fast-changing market. As we move in 2023, questions still abound. House prices to fall Foremost among these questions is – how far will house prices fall?…
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Offset Mortgages – could this be a solution to mitigate the impact of higher interest rates?
Read more: Offset Mortgages – could this be a solution to mitigate the impact of higher interest rates?What is an offset mortgage? An offset mortgage works in the same way any other mortgage works with the addition of the ability to reduce the amount of mortgage interest you pay. This is done by utilising a savings pot to reduce the amount of the mortgage balance that you are charged interest on. For…
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Big changes announced for homeowners living in high-rise buildings
Read more: Big changes announced for homeowners living in high-rise buildingsNatWest and Lloyds Banking Group (including Halifax, Birmingham Midshires, and Scottish Widows) have recently announced they will be changing their criteria in early 2023. They will no longer require an EWS1 form on any blocks of flats over 5 storeys high for properties in England. This change is set to benefit thousands of homeowners living…