Mortgages
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Renting? Don’t forget income protection
Read more: Renting? Don’t forget income protectionThere is a natural connection between protection and homeowners, but new research suggests that renters could in fact gain more from the benefits of cover. Rent rise The number of households renting privately in the UK rose by 63% in the decade to 20171, reaching an estimated 4.5 million. As the rising cost of living…
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Check you have the right protection in 2023
Read more: Check you have the right protection in 2023The start of a new year is an ideal time to reassess your finances. Protection should be near the top of your list in 2023. Get protected The right protection for your unique needs is an indispensable safety net against any unexpected downturn in your financial situation. As we head into 2023, ask yourself if…
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Mixed bag for housing in 2023
Read more: Mixed bag for housing in 2023Unpredictability was certainly a theme for UK housing in 2022, with political turbulence, Bank Rate hikes and shifting post-pandemic supply and demand patterns all contributing to an uncertain and fast-changing market. As we move in 2023, questions still abound. House prices to fall Foremost among these questions is – how far will house prices fall?…
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Offset Mortgages – could this be a solution to mitigate the impact of higher interest rates?
Read more: Offset Mortgages – could this be a solution to mitigate the impact of higher interest rates?What is an offset mortgage? An offset mortgage works in the same way any other mortgage works with the addition of the ability to reduce the amount of mortgage interest you pay. This is done by utilising a savings pot to reduce the amount of the mortgage balance that you are charged interest on. For…