Mortgages

NatWest and Lloyds Banking Group (including Halifax, Birmingham Midshires, and Scottish Widows) have recently announced they will be changing their criteria in early 2023. They will no longer require an EWS1 form on any blocks of flats over 5 storeys high for properties in England. This change is set to benefit thousands of homeowners living…

The days of cheap mortgage rates appear to be a thing of the past for homebuyers and home movers alike for now. Many will be confronted by the harsh new reality when their existing fixed-rate deals come to an end in the coming months. In the summer of 2021, mortgage interest rates were historically low…

Fewer than one in four people has a life insurance policy that would support their family in the event of their death, a new study1 has found. As the cost-of-living burden worsens, experts fear that the protection gap could continue to widen. Indeed, a tenth of respondents said they have already given up one or…

Mortgages became headline news in October. Despite the current mortgage market, it is still possible to make a positive decision. Rates rise The political turmoil recently initially sent interest rates soaring and left millions of mortgage holders with hundreds of pounds more to pay each month. Liz Truss’ brief stint as Prime Minister has resulted…