Mortgages
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Why you shouldn’t solely rely on your employee benefits for insurance.
Read more: Why you shouldn’t solely rely on your employee benefits for insurance.As an employee, you may find that you are eligible for an employee benefits package. Your employer may provide you some level of group protection. This may include life insurance, also known as a death in service, along with potentially an income protection benefit. Death in service is linked to your salary and is in…
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Mortgage deals at a time of rising rates
Read more: Mortgage deals at a time of rising ratesAfter increasing the Bank Rate to 2.25% in September, the Bank of England (BoE) has since said it will ‘not hesitate’ to hike rates further to curb inflation. Variable rates Changing rates have a significant impact on the amount you repay on your mortgage. Those on a tracker mortgage will see their rate increase (or…
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Life insurance – could you live without it?
Read more: Life insurance – could you live without it?Planning for what you’ll leave behind once you’re gone is no easy task. But if you have loved ones that rely on your income, finding the right life insurance policy can make facing the unknown a little less daunting. Peace of mind Knowing your loved ones will not face financial hardship in your absence brings…
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Inflation and how it affects your mortgage
Read more: Inflation and how it affects your mortgageAccording to the Office for National Statistics, inflation hit a near 40 year high of 9% during April and could yet rise further during the remainder of the year. Driven by a further increase in the energy price cap coming in in October, experts are predicting this figure could rise to 10% putting a further…