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HTB Remortgages – A Practical Example
Read more: HTB Remortgages – A Practical ExampleThere are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?
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HTB Remortgages – A Practical
Read more: HTB Remortgages – A PracticalThere are many online guides for the Help to Buy Equity Loan Scheme and how the process works when first buying a property, but what happens when you come to remortgage?
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Healthcare Professionals
Read more: Healthcare ProfessionalsWe provide expert mortgage and protection advice to healthcare professionals.
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Healthcare Professionals
Read more: Healthcare ProfessionalsWe provide expert mortgage and protection advice to healthcare professionals.
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Cryptocurrency
Read more: CryptocurrencyWhat is Cryptocurrency and can you use it towards a mortgage?
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6 Steps For A First Time Buyer
Read more: 6 Steps For A First Time Buyer1. Deposit The first step is to understand how much deposit you are able to put down. The majority of lenders require a minimum 5% deposit however the actual amount you put down is your own choice. The bigger the deposit, the lower the loan to value ratio will be, meaning you can obtain a…
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6 Steps For A First Time Buyer
Read more: 6 Steps For A First Time Buyer1. Deposit The first step is to understand how much deposit you are able to put down. The majority of lenders require a minimum 5% deposit however the actual amount you put down is your own choice. The bigger the deposit, the lower the loan to value ratio will be, meaning you can obtain a…
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Product Types – Pros and Cons
Read more: Product Types – Pros and ConsIn the main, mortgage products will fall into one of two categories, fixed or variable rate deals. Historically, the difference in flexibility between the two types was significant but in recent years, the difference has reduced substantially. To generalise, fixed rates tend to be more secure but less flexible. Whereas, variable rates tend to be…
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The Power Of A Good Solicitor & What They Do
Read more: The Power Of A Good Solicitor & What They DoA solicitor conducts conveyancing, which is the legal transfer of a property between two parties – a seller and a buyer. The costs of buying or remortgaging a home can add up quickly. Having the right solicitor on your side is worth their weight in gold and could save you a lot of money. Your…
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Budget 2021 – Help to purchase your property
Read more: Budget 2021 – Help to purchase your propertyIf you are planning to purchase or sell a property, there have been two significant announcements to be aware of: The Stamp Duty holiday extension The biggest announcement from the Chancellor is the extension of the Stamp Duty holiday. The Stamp Duty holiday was due to expire on the 31st March 2021 however, it has…
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How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UK
Read more: How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UKFreelancers often feel uncertain about where to begin, making it crucial to understand the mortgage process from the start. This guide outlines what lenders look for and provides key strategies to improve your chances of approval.
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How Much House Can You Really Afford? A Guide to Affordability Calculations
Read more: How Much House Can You Really Afford? A Guide to Affordability CalculationsThis guide breaks down the key factors that shape affordability, helping you approach the process with confidence and clarity.
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Understanding Mortgage Interest Rates: How to Choose the Right Option for You
Read more: Understanding Mortgage Interest Rates: How to Choose the Right Option for YouThis comprehensive guide explains the different types of mortgage interest rates, how they work, and how to decide which option best suits your needs. You’ll also find helpful resources and expert advice to make an informed decision.
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How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for Homeowners
Read more: How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for HomeownersWhether you’re on a fixed-rate mortgage nearing the end of its term or currently paying a variable rate, this guide provides actionable strategies to help you navigate higher mortgage costs with confidence.