Home Insurance
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Is it a requirement to have home insurance?
Read more: Is it a requirement to have home insurance?If you are the freeholder, most mortgage lenders will insist you have buildings cover in place to protect their interest in the property when you apply for your mortgage with them. This can be typically be with any provider and does not necessarily need to be with the mortgage lender.
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Whats is contents insurance?
Read more: Whats is contents insurance?Contents insurance covers your belongings against issues like fire, theft or loss.
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What is building insurance?
Read more: What is building insurance?Building insurance covers your bricks and mortars against things like fire and weather damage
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What is home insurance?
Read more: What is home insurance?Home insurance comes in 2 parts, building insurance and contents insurance. Depending on your circumstances you can choose either one or both parts to this.
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Can I still get a mortgage with bad credit?
Read more: Can I still get a mortgage with bad credit?If you have bad credit, you can still get a mortgage. A poor credit history doesn’t automatically rule you out of getting on the property ladder, but it can limit the lenders and deals open to you. It’s not just your credit score that counts. Your options will likely depend on the type of credit…
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What am I entitled to as a first-time buyer?
Read more: What am I entitled to as a first-time buyer?Buying your first home can be nerve-racking if you’ve spent years saving a deposit while watching house prices and mortgage rates rocket. If you’re wondering whether you’ve got enough to make it work, it can be reassuring to know what support is available to first-time buyers. As an eligible first-time buyer, you may be entitled…
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How do you choose the right mortgage as a first-time buyer?
Read more: How do you choose the right mortgage as a first-time buyer?If you’ve spent an evening flicking between mortgage comparison websites and ended up with more questions than answers, you’re not alone. This is one of the most common experiences first-time buyers describe when they come to us. The numbers look similar on the surface, and yet somehow each one feels like a different puzzle. The…
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Buying your first home in London
Read more: Buying your first home in LondonWhat can you afford, and where should you buy? Where to start as a first-time buyer in London Knowing where to start can be the hardest part of buying your first home in London. Prices are high, competition is real, and the process involves more steps (and more costs) than most people expect. If you’ve…