Mortgages
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How much can I borrow?
Read more: How much can I borrow?There are a number of factors that determine how much a lender will lend. These include, but not limited to, your income, credit commitments, housing costs, dependant adults or children, the size of deposit or equity available & the mortgage term.
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Whole of Market vs. Tied advice?
Read more: Whole of Market vs. Tied advice?Some mortgage brokers, like ourselves, offer advice from the whole of the market. A tied advisor will only offer advice from a select number of lenders. This may mean you do not get access to the best products or miss out on the right mortgage for you by using a tied advisor.
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Where can I get a mortgage from?
Read more: Where can I get a mortgage from?You can get a mortgage from a bank, building society or a specialist mortgage lender. You can apply direct to these companies or you can use a broker. A broker will advise you on the right deal for you as well as assisting in the application stage.
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How do you choose the right mortgage as a first-time buyer?
Read more: How do you choose the right mortgage as a first-time buyer?If you’ve spent an evening flicking between mortgage comparison websites and ended up with more questions than answers, you’re not alone. This is one of the most common experiences first-time buyers describe when they come to us. The numbers look similar on the surface, and yet somehow each one feels like a different puzzle. The…
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Buying your first home in London
Read more: Buying your first home in LondonWhat can you afford, and where should you buy? Where to start as a first-time buyer in London Knowing where to start can be the hardest part of buying your first home in London. Prices are high, competition is real, and the process involves more steps (and more costs) than most people expect. If you’ve…
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Government Schemes That Can Help You Buy Your First Home
Read more: Government Schemes That Can Help You Buy Your First HomeWhether you’re struggling to save a deposit or need help finding affordable housing, these 2025 schemes could help turn your homeownership dream into a reality.
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Should You Buy or Rent in the Current UK Housing Market?
Read more: Should You Buy or Rent in the Current UK Housing Market?This guide breaks down the pros and cons of buying and renting, along with the key factors to consider, helping you make a well-informed decision in today’s housing market.