Mortgages
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How much can I borrow?
Read more: How much can I borrow?There are a number of factors that determine how much a lender will lend. These include, but not limited to, your income, credit commitments, housing costs, dependant adults or children, the size of deposit or equity available & the mortgage term.
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Whole of Market vs. Tied advice?
Read more: Whole of Market vs. Tied advice?Some mortgage brokers, like ourselves, offer advice from the whole of the market. A tied advisor will only offer advice from a select number of lenders. This may mean you do not get access to the best products or miss out on the right mortgage for you by using a tied advisor.
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Where can I get a mortgage from?
Read more: Where can I get a mortgage from?You can get a mortgage from a bank, building society or a specialist mortgage lender. You can apply direct to these companies or you can use a broker. A broker will advise you on the right deal for you as well as assisting in the application stage.
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How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UK
Read more: How to Get a Mortgage as a Freelancer or Self-Employed Buyer in the UKFreelancers often feel uncertain about where to begin, making it crucial to understand the mortgage process from the start. This guide outlines what lenders look for and provides key strategies to improve your chances of approval.
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How Much House Can You Really Afford? A Guide to Affordability Calculations
Read more: How Much House Can You Really Afford? A Guide to Affordability CalculationsThis guide breaks down the key factors that shape affordability, helping you approach the process with confidence and clarity.
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Understanding Mortgage Interest Rates: How to Choose the Right Option for You
Read more: Understanding Mortgage Interest Rates: How to Choose the Right Option for YouThis comprehensive guide explains the different types of mortgage interest rates, how they work, and how to decide which option best suits your needs. You’ll also find helpful resources and expert advice to make an informed decision.
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How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for Homeowners
Read more: How to Manage Rising Mortgage Interest Rates in the UK: Practical Strategies for HomeownersWhether you’re on a fixed-rate mortgage nearing the end of its term or currently paying a variable rate, this guide provides actionable strategies to help you navigate higher mortgage costs with confidence.