An Agreement in Principle (or Decision in Principle) is the first step towards having your new mortgage approved. You will need to confirm to the lender your income, outgoings and what you require from your mortgage. The lender will use this information to assess whether the mortgage is affordable and also complete a credit check. If you are successful you will receive confirmation of this from the lender. An estate agent will want to see this confirmation when you are viewing properties to know you are a serious buyer who can afford the property you are looking at. If you require an Agreement in Principle speak to one of our advisers today