Expert Mortgage Advice For Self-Employed Sole Traders
Borrow with confidence—no matter how complex your income
We have over 500 five star reviews on Google
Self-Employed and Struggling to Get a Mortgage? You’re Not Alone
As a sole trader, proving your income to a lender isn’t always straightforward. Even if you run a successful business, many lenders take a cautious or inconsistent approach when it comes to self-employed applicants. You may be wondering:
These concerns are valid—and common. But with the right support, the self-employed mortgage process can be much simpler, and more successful, than you might think.
Book an appointment
To discuss your situation with an expert mortgage adviser, please schedule an appointment with us (free of charge) so that we can gather the information we need to help you.
Or give us a call now if you prefer on 0203 034 0705
Get Expert Guidance from a Specialist Broker
The right mortgage broker will understand how to present your income accurately and help you access lenders who take a more flexible approach to sole traders.
With expert advice, you can:
✅ Find out exactly how your income will be assessed and how to maximise your borrowing potential
✅ Avoid unnecessary income caps that penalise the self-employed
✅ Get matched with lenders who may accept 1–2 years of accounts
✅ Receive a personal recommendation on the best mortgage type for your needs—fixed, tracker, offset, and more
✅ Avoid the hassle—we handle the applications, paperwork, and lender communication for you
Many sole traders are surprised by how much more they can borrow—and how much time they can save—when they have the right team supporting them.
Whole of market
A great broker can provide access to the whole Of the mortgage market, ensuring that as a first-time buyer you find the best deal for your unique financial situation, whether you're employed, contracting, or dealing with a credit history.
Impartial advice
A mortgage broker's advice is impartial. They will help you understand the market and make informed decisions about what type of property you should consider and how much you can afford. Once you have that clarity, you'll be empowered to either manage the process yourself or, as most clients prefer, allow the broker to guide you from start to finish.
Peace of Mind
The right mortgage broker doesn't just secure a loan, they provide the confidence and peace of mind you need to move forward, as well as being on hand to answer any queries or concerns that arise during your journey.
Why Sole Traders Trust Bennison Brown
At Bennison Brown, we’re more than just mortgage brokers—we’re your financial allies.
✅ Personalised, one-on-one service – One dedicated advisor guides you from start to finish
✅ Whole-of-market access – We find the best mortgage deal for your unique circumstances
✅ Award-winning customer care – 700+ five-star reviews and NatWest’s "Local Heroes" award
✅ Money-back guarantee – If you’re not fully satisfied, we’ll refund your fee—no questions asked
We’ve helped hundreds of self-employed clients navigate the mortgage process with less stress and better results.
We have five-star rating on Google:
What do people say about working with us?
Ready to get started?
Whether you’ve just started your research process or you have a property you have already picked out, the next step is simple. Book a free call with one of our experienced advisors today. Let’s create an action plan that will make your dream home a reality!
Leave your details and phone us now on 0203 034 0705